Missy Crossland

Mortgage Loan Originator

NMLS# 2423825

856-296-0482

iocrossland@gmail.com

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20% Down Conforming

15% Down Conforming

10% Down Conforming

5% Down Conforming

3% Down Conforming

3½% Down FHA

0% Down VA Loans

5% Down VA Loans

20% Down Investor Gold
≥780 FICO FHFA 20% Down

≥760 FICO FHFA 20% Down

≥740 FICO FHFA 20% Down

≥720 FICO FHFA 20% Down

≥700 FICO FHFA 20% Down

≥680 FICO FHFA 20% Down

≥660 FICO FHFA 20% Down

≥640 FICO FHFA 20% Down

≥620 FICO FHFA 20% Down

≥780 FICO FHFA 15% Down

≥760 FICO FHFA 15% Down

≥740 FICO FHFA 15% Down

≥720 FICO FHFA 15% Down

≥700 FICO FHFA 15% Down

≥680 FICO FHFA 15% Down

≥660 FICO FHFA 15% Down

≥640 FICO FHFA 15% Down

≥620 FICO FHFA 15% Down

≥780 FICO FHFA 10% Down

≥760 FICO FHFA 10% Down

≥740 FICO FHFA 10% Down

≥720 FICO FHFA 10% Down

≥700 FICO FHFA 10% Down

≥680 FICO FHFA 10% Down

≥660 FICO FHFA 10% Down

≥640 FICO FHFA 10% Down

≥620 FICO FHFA 10% Down

≥780 FICO FHFA 5% Down

≥760 FICO FHFA 5% Down

≥740 FICO FHFA 5% Down

≥720 FICO FHFA 5% Down

≥700 FICO FHFA 5% Down

≥680 FICO FHFA 5% Down

≥660 FICO FHFA 5% Down

≥640 FICO FHFA 5% Down

≥620 FICO FHFA 5% Down

≥780 FICO FHFA 3% Down

≥760 FICO FHFA 3% Down

≥740 FICO FHFA 3% Down

≥720 FICO FHFA 3% Down

≥700 FICO FHFA 3% Down

≥680 FICO FHFA 3% Down

≥660 FICO FHFA 3% Down

≥640 FICO FHFA 3% Down

≥620 FICO FHFA 3% Down

≥780 FICO FHFA 3% Down+DPA

≥760 FICO FHFA 3% Down+DPA

≥740 FICO FHFA 3% Down+DPA

≥720 FICO FHFA 3% Down+DPA

≥700 FICO FHFA 3% Down+DPA

≥680 FICO FHFA 3% Down+DPA

≥660 FICO FHFA 3% Down+DPA

≥640 FICO FHFA 3% Down+DPA

≥620 FICO FHFA 3% Down+DPA

≥660 FICO 3½% Down FHA Rates

≥640 FICO 3½% Down FHA Rates

≥620 FICO 3½% Down FHA Rates

≥600 FICO 3½% Down FHA Rates

≥580 FICO 3½% Down FHA Rates

≥660 FICO 0% Down VA Rates

≥640 FICO 0% Down VA Rates

≥620 FICO 0% Down VA Rates

≥600 FICO 0% Down VA Rates

≥580 FICO 0% Down VA Rates

≥660 FICO 5% Down VA Rates

≥640 FICO 5% Down VA Rates

≥620 FICO 5% Down VA Rates

≥600 FICO 5% Down VA Rates

≥580 FICO 5% Down VA Rates
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$4,375,000 DSCR Purchase

$3,750,000 DSCR Purchase

$3,125,000 DSCR Purchase

$2,000,000 DSCR Purchase

$1,870,000 DSCR Purchase

$1,250,000 DSCR Purchase

$1,125,000 DSCR Purchase

$1,000,000 DSCR Purchase

$875,000 DSCR Purchase

$750,000 DSCR Purchase

$625,000 DSCR Purchase

$500,000 DSCR Purchase

$375,000 DSCR Purchase

$250,000 DSCR Purchase

$125,000 DSCR Purchase
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Blog Posts:

Understanding Private Mortgage Insurance
The Pros & Cons of Buying a Foreclosure
The Housing Market from a Generational Point of View
VA Loans: Your Top Questions Answered
Balloon Mortgages for Investment Properties: A High-Risk, High-Reward Strategy
How to Challenge a Low Home Appraisal
Important Things to Know Before Purchasing a Home with Solar Panels
Buying a House? Don't Forget About Schools!
Step-by-Step Guide to Buying a Home Out of State
Your Step-by-Step Guide to the Homebuying Process
Understanding the Underwriting Process in Home Buying
How to Know If You’re Ready to Buy a Home: Key Considerations
Tips for Negotiating Home Prices
5 Ways to Buy a Home With No Down Payment
A Guide to Financing and Buying a Condo
Unlocking the Power of Home Equity
3-2-1 Buydown Mortgage Loans
Your Guide to Saving for a Down Payment
Why Your Credit Score Matters When Buying a House
Unlock Your Home’s Potential with a Fixed-Rate HELOC
FHA Gift Funds: Unlocking the Door to Your New Home
Wishing Your Family a Wonderful Holiday Season 🎄🎁 🏡
Higher Loan Limits for 2025 Announced
Non-QM Loans: Flexible Home Financing for Self-Employed & Investors
The Inside Scoop on the Top 5 Mortgage Loan Types
How Long is a Mortgage Pre-approval Good For?
Key Questions to Ask Your Mortgage Lender
Understanding Sales Price vs. Appraised Value in Real Estate
Preparing for Your First Mortgage Payment: Key Details to Know
Is FHA Streamline Refinance Right for You?
Should You Buy a Condo Vacation Property?
The Rise of Single Women Homeowners: Tips for Navigating the Journey
A Simple Guide to First-Time Homebuyer Programs
How Self-Employed Individuals Can Secure a Mortgage with Confidence
Understanding the VA Loan: How Many Times Can You Use It?
Understanding Mortgage Rates: A Guide for First-Time Homebuyers
Top Reasons to Refinance Your Home: Key Benefits to Consider
Refinance Your Home, Even if You Have Limited Equity
A Strategic Approach to Adjustable-Rate Mortgages
Home Equity Loans vs. HELOC: Which is Right for You?
How High Balance Loans Can Help You Afford a Home in Expensive Markets
Housing Assistance Programs for Veterans
A Guide to Freddie Mac CHOICERenovation Loans
How Veterans Can Benefit from the VA Loan Streamline Refinance (IRRRL)
Unlocking Real Estate Potential with HELOCs
Shared Equity vs. Traditional Loans: What’s Better for Homebuyers?
Can You Afford to Buy a Vacation Home?
Mortgage Options For Single Parents
Mortgage Co-signers : A Strategic Partnership for Homebuyers
Pros and Cons of No-Down Payment Loans

Apex Mortgage Brokers

16 Linden Lane
Breckenridge, CO 80424

970-455-1008

NMLS: 1731285

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