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Purchase Rates
20% Down Conforming
780 to 850 FICO
760 to 779 FICO
740 to 759 FICO
720 to 739 FICO
700 to 719 FICO
680 to 699 FICO
660 to 679 FICO
640 to 659 FICO
620 to 639 FICO
15% Down Conforming
780 to 850 FICO
760 to 779 FICO
740 to 759 FICO
720 to 759 FICO
700 to 719 FICO
680 to 699 FICO
660 to 679 FICO
640 to 659 FICO
620 to 639 FICO
10% Down Conforming
780 to 850 FICO
760 to 779 FICO
740 to 759 FICO
720 to 739 FICO
700 to 719 FICO
680 to 699 FICO
660 to 679 FICO
640 to 669 FICO
620 to 639 FICO
5% Down Conforming
780 to 850 FICO
760 to 779 FICO
740 to 759 FICO
720 to 739 FICO
700 to 719 FICO
680 to 699 FICO
660 to 679 FICO
640 to 659 FICO
620 to 639 FICO
3% Down Conforming
780 to 850 FICO
760 to 779 FICO
740 to 759 FICO
720 to 739 FICO
700 to 719 FICO
680 to 699 FICO
660 to 679 FICO
640 to 659 FICO
620 to 639 FICO
3% Down + 3% DPA
780 to 850 FICO
760 to 779 FICO
740 to 759 FICO
720 to 739 FICO
700 to 719 FICO
680 to 699 FICO
660 to 679 FICO
640 to 659 FICO
620 to 639 FICO
3½% Down FHA
660 to 679 FICO
640 to 659 FICO
620 to 639 FICO
600 to 619 FICO
580 to 699 FICO
0% Down VA Loans
660 to 850 FICO
640 to 679 FICO
620 to 639 FICO
600 to 619 FICO
580 to 599 FICO
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Gold by Purchase Price
$4,375,000 DSCR Purchase
$3,750,000 DSCR Purchase
$3,125,000 DSCR Purchase
$2,000,000 DSCR Purchase
$1,870,000 DSCR Purchase
$1,250,000 DSCR Purchase
$1,125,000 DSCR Purchase
$1,000,000 DSCR Purchase
$875,000 DSCR Purchase
$750,000 DSCR Purchase
$625,000 DSCR Purchase
$500,000 DSCR Purchase
$375,000 DSCR Purchase
$250,000 DSCR Purchase
$125,000 DSCR Purchase
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3% Down Purchase Loan Interest Rates for 640 to 659 FICO Scores
Closing Costs can be paid by the Home Buyer, Seller Concessions or with a Lender Credit (a.k.a. Higher "Bogey" Rate)
